Property fees & stamp duty

Estimate the upfront cost of buying — including Victorian stamp duty and government fees.

First home buyer? (live-in)

Stamp duty (land transfer)

$37,070

Government fees (approx.)

$1,857

Estimated upfront cost

$38,927

Estimate only, based on Victorian general duty rates (2024–25) and approximate government fees. Excludes other concessions (pensioner, off-the-plan, vacant land, foreign-purchaser duty, etc.). Confirm current figures with the State Revenue Office. Not financial advice.

About this calculator

Stamp duty (officially 'land transfer duty') is usually the biggest upfront cost of buying a property, on top of your deposit. In Victoria it's calculated on a sliding scale based on the property's value, with concessions for eligible first home buyers.

This calculator estimates your Victorian stamp duty and government registration fees so you can budget for the true cost of buying. First home buyers purchasing a home to live in may pay reduced duty — or none at all.

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How it's calculated

  • We apply the Victorian general land-transfer duty rates (2024–25) to the property price you enter.
  • If you're an eligible first home buyer, we apply the live-in concession — a full exemption up to $600,000, phasing out to $750,000.
  • We add approximate government title transfer and mortgage registration fees.

Frequently asked questions

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